NOTICE OF BLACKOUT PERIOD
Important notice concerning your rights under
Your Retirement Plan
August 14, 2017
1. This notice is
to inform you that the Compensation Strategies Group, Ltd will be changing
investment platforms and custodians.
2. As a result of
these changes, you temporarily will be unable to direct or diversify investments
in your individual accounts, obtain a loan from the plan, or obtain a distribution
from the plan. This period, during which you will be unable to exercise these rights
otherwise available under the plan, is called a “blackout period”. Whether or
not you are planning retirement in the near future, we encourage you to
carefully consider how this blackout period may affect your retirement planning,
as well as your overall financial plan.
3. The blackout
period for the plan will begin on September 15 (any activity posted after noon
on September 14 is considered September 15 business) and end September 22, 2017.
4. During the
blackout period you will be unable to direct or diversify the assets held in your
plan account. For this reason, it is very important that you review and
consider the appropriateness of your current investments in light of your
inability to direct or diversify those investments during the blackout period.
For your long-term retirement security, you should give careful consideration
to the importance of a well-balanced and diversified investment portfolio,
taking into account all your assets, income and investments. You should be
aware that there is a risk to holding substantial portions of your assets in
the securities of any one company, as individual securities tend to have wider
price swings, up and down, in short periods of time, than investments in
diversified funds. Stocks that have wide price swings might have a large loss
during the blackout period, and you would not be able to direct the sale of such
stocks from your account during the blackout period.
5. If you have
any questions concerning this notice, you should contact:
Sharon Bergeson
Compensation
Strategies Group, Ltd.
2920 Toccoa Road
Beaumont, TX
77703
(409) 898-0061